Personal Finance

Two friends sitting in a cafe, giving each other a fist bump across the table.

How To Budget for Beginners

Budgets can feel like traps. That’s why many of us find it more comforting to turn a blind eye and ignore our finances rather than

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Where To Get Free Stuff on Your Birthday

Birthdays are like a grown-up treasure hunt.  When you’re a kid, you’d play pirates, hunting around the yard for buried treasures. When you’re a taxpaying

Young redhead woman working on laptop while sitting at the kitchen counter at home.

Do I Need a Business Bank Account?

If you’re an entrepreneur, it’s a smart move to separate your business and personal finances. It’s even a legal requirement for some business structures.  A

A pie with gold candles for 60th birthday, by a lake and mountains.

How To Invest in Your 60s

Your 60s are when most of us will sunset our careers and fully realize the outcome of our investments and planning.  I’ve heard your 60s

Warning sign in the woods indicating there are bears

What Is a Bear Market?

If you turn on the news and all you see during the markets segment is down arrows, panicked analysts, and red financial indicators, we might

Young woman looking stressed while reading a bill

Is Debt Settlement a Good Idea? 

If you have hundreds — or even thousands — of dollars in debt, it can feel like you are never going to escape it.  Cue the

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