Debt Management

A woman using a credit card to pay the waiter in a restaurant, with friends sitting around her, drinking wine and eating.

Setting Financial Boundaries With Friends

Establishing financial boundaries with friends can get complicated.  What if you’re already at dinner and your friends want to split a $500 bill when all

Young woman looking stressed while working on laptop at home.

What Happens If I Don’t Pay My Debt?

No one wants to fall behind on their bill payments, but sometimes financial hardships make it unavoidable.  Whether you’re dealing with credit cards, personal loans,

Young Asian woman having breakfast in a cafe and paying by credit card.

Are Credit Cards Bad to Have and Use?

Many of us have heard people talk about the dangers of credit cards, saying cards are too risky and they’d never use one. Personally, I’ve

Best Budgeting Apps in March 2025

If the idea of following a budget makes you want to hide under a rock, you’re not alone. Thankfully, following a budget does not have

Woman shopping online while typing on her laptop and holding her bank card, sitting on a chair in a bright living room.

Are You an Emotional Spender?

While there is nothing wrong with a little retail therapy every once in a while, some of us depend too much on shopping as a

Young woman at a checkout counter, taking a credit card out of her wallet.

How To Consolidate Credit Card Debt

Struggling to pay off credit card debt? You’re not alone. According to the Federal Reserve, Americans have a whopping $1.12 trillion of outstanding credit card

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