Last Updated on 27-January-2025
NOTICE: Please read the Terms & Conditions set forth below, which are legally binding. By visiting, viewing or using this website and/or by using any program, product, course or service from us, you agree to be bound by these Terms & Conditions and our Privacy Policy and Disclaimer.
PLEASE READ THE SECTIONS TITLED “BINDING ARBITRATION” AND “CLASS ACTION WAIVER” AS THEY AFFECT YOUR LEGAL RIGHTS.
Erika Kullberg, which is operated by LLC (“Company”, “we”, “us”, or “our”) provides visitors information on www.erika.com (“website”) subject to the following terms and conditions (“Terms and Conditions”). The term “you” refers to any visitor, viewer or user of the website and/or any user of any free or paid program, product, course or service of the Company (each, a “Product”).
United States AND OVER 18 USE ONLY
GUIDELINES FOR USE
We have established certain guidelines in our Terms & Conditions to keep our community safe (“Guidelines”). By visiting or using the website or any Product, you agree to abide by these Guidelines, which are as follows:
- You will comply with all applicable law;
- You will not send, email, or otherwise make available any information or content which in any way infringes any copyright, trade secret, trademark, right of publicity, privacy, property or other intellectual property or proprietary rights, or any information or content which you do not have the right to make available, through any law, contractual or fiduciary relationship or otherwise;
- You will not act in any way that is fraudulent, false, misleading, deceitful or deceptive, such as by impersonating another individual or falsifying your association with an individual or entity;
- You will not send, email, or otherwise make available any material or behave in any manner which could be perceived as harassing, demeaning, threatening, “stalking”, defamatory, sexually explicit, abusive, vulgar, hate speech, obscene, indecent or otherwise objectionable;
- You will not send, email, or otherwise make available any material which would reveal the personal information of another individual;
- You will not behave in any manner which could limit or otherwise impact any other person’s use or enjoyment of the website and/or any Product;
- You will not engage in any unsolicited or unauthorized advertising nor will you send any spam;
- You will not engage in or encourage others to engage in any activity which would violate any law, constitute a criminal offense, give rise to civil liability, or infringe on the rights of any third party;
- You will not send any materials which contain viruses, devices, information collection or transmission mechanisms, trojan horses, worms, time-bombs, adware, keystroke loggers or any other programs or code which would be harmful to, interfere with or attempt to interfere with our systems;
- You will not engage in market research or any research intended to help a competitor;
- You will not deploy any automated query program, such as a bot or spider, at any time or for any purpose without our express written consent;
- You will not block or cover any advertisements on the website;
- With the exception of any personal information you share (which is covered under our Privacy Policy), once you send, email, or otherwise make available any material, we have the right to display, repurpose or otherwise use such material in any way; and
- You will notify us through the contact information provided below if you know or have reason to know that a violation of any of our Guidelines has occurred.
INTELLECTUAL PROPERTY
- Our Intellectual Property must be kept intact with the proper copyright and other intellectual property notices; and
- You may not reproduce, resell, distribute, publicly perform, create derivative works, translate, transmit, post, republish, exploit, copy or otherwise use our Intellectual Property for any commercial or non-personal use, unless you have received explicit written consent from us to do so.
NO WARRANTIES
LIMITATION OF LIABILITY
INDEMNIFICATION
LIMITED LICENSE
CONFIDENTIAL INFORMATION
Please do not send, email, or otherwise make available any material that contains any confidential information.
FEES
WEBSITE AVAILABILITY
REFUND POLICY
We reserve the right to change our refund policy at any time.
Mastering YouTube for the Busy Professional – If you are not satisfied with a Product, please contact us within 14 days of your purchase and we will gladly issue you a full refund.
Any discount codes or coupons for the Mastering YouTube for the Busy Professional course are only applicable to single-payment options, and not split-payment options.
3D Money – If you are not satisfied with a Product, please contact us within 30 days of your purchase and we will gladly issue you a full refund.
Erika Kullberg Insiders Monthly Subscription – If you are not satisfied with a Product, please contact us within 30 days from the start of your subscription and we will gladly cancel your membership. Alternatively, you can cancel yourself anytime by following the instructions here.
Once you cancel your subscription, your access will be immediately removed from the Podia EKI Community Dashboard, Facebook Community, and any other benefits we provide exclusive to Erika Kullberg Insiders. You will lose membership for the remainder of the month. We do not offer refunds for the monthly subscription, as per our Terms & Conditions.
Once you cancel your subscription, you will keep access to Erika Kullberg Insiders for the remainder of your annual subscription. You will be removed from the EKI Community Dashboard, Facebook Community, and any other benefits we provide exclusive to Erika Kullberg Insiders at the end of your annual subscription period.
Upon annual rebill of your annual subscription, you have 3 days from the date of rebill to request a refund of that charge. Otherwise, you can cancel your annual subscription anytime.
Erika Kullberg Insiders Travel Live BONUS Training Session October 2024 – If you are not satisfied with a Product, please contact us within 14 days from the date of purchase and we will gladly follow our 14-Day Money Back Guarantee by issuing a full refund.
Canceling your EKI Community Dashboard account on Podia or leaving the Facebook Group does not cancel your annual subscription payments.
First Class Travel Secrets – If you are not satisfied with a Product, and if you bought the product after January 27, 2025, please contact us within 30 days from the date of purchase and we will gladly follow our 30-Day Money Back Guarantee by issuing a full refund. For the split payment option, if you cancel upcoming payments or an upcoming payment intent fails, no refund for the first payment shall be given. We are unable to delay or cancel upcoming payments under any circumstances. The 30-day refund guarantee applies from the first day of your first split payment.
If you are not satisfied with a Product, and if you bought the product after November 2024 but before Jan 27, 2025, please contact us within 180 days from the date of purchase and we will gladly follow our 180-Day Money Back Guarantee by issuing a full refund. For the split payment option, if you cancel upcoming payments or an upcoming payment intent fails, no refund for the first payment shall be given. We are unable to delay or cancel upcoming payments under any circumstances. The 180-day refund guarantee applies from the first day of your first split payment.
If you are not satisfied with a Product, and if you bought the product before November 2024, please contact us within 14 days from the date of purchase and we will gladly follow our 14-Day Money Back Guarantee by issuing a full refund. For the split payment option, if you cancel upcoming payments or an upcoming payment intent fails, no refund for the first payment shall be given. We are unable to delay or cancel upcoming payments under any circumstances. The 14-day refund guarantee applies from the first day of your first split payment.
Please note that the refund policy for the First Class Travel Secrets depends upon the date the course was purchased, according to specific sale campaigns.
Magic Budgeting System and Budgeting Mastermind – If you are not satisfied with a Product, please contact us within 30 days of your purchase and we will gladly issue you a full refund. Once the course is refunded, your access will be removed from the online community and course dashboard.
Million Dollar Investor – The “Million Dollar Investor” operates under the Risk-Free Guarantee Terms & Conditions. After the program has ended, if you did not feel 100% satisfied with the program, then from the day the program has concluded, you will have 14 days to claim our risk-free guarantee and we’ll refund your entire payment. Please note that refunds will not be issued before the program has started or during the program, as the risk-free guarantee only applies if you do the work.
You will need to show us completed action items from each week as proof of your commitment.
Action items:
1. A screenshot of your program dashboard showing that you have watched all of the video lessons inside the course.
2. Screenshots showing that you have funded your Webull account and that you have created a core investment portfolio (or equivalent account if Webull is not available in your country/ was not your account choice)
3. A screenshot of each live Q&A session that you attended (either Foundations or Advanced), or screenshots of the replay videos you watched if you could not attend the live sessions.
4. Screenshots or copies of all 8 completed Million Dollar Investor Workbooks completely properly and fully.
Non-refundable circumstances:
In addition to the above, refunds will not be issued for the Million Dollar Investor course in cases including, but not limited to, the following situations:
1. The student has not completed the course within the 4-week timeframe.
2. The student has not sufficiently completed the workbooks.
3. The student has not had time to start the course.
4. The student was not in their country of residence at the time of the course.
5. The student no longer wants to complete the course.
For the split payment option, if you cancel upcoming payments or an upcoming payment intent fails, no refund for the first payment shall be given, and access to the program and the private Community and Live Events will be immediately revoked. We are unable to delay or cancel upcoming payments under any circumstances.
If you have purchased the Million Dollar Investor with 12 months of access to the Community and Live Events, access will be revoked after the 12 month period ends.
Million Dollar Investor Coaching Program
The Million Dollar Investor Coaching Program is non-refundable. You will have lifetime access to sessions that you have attended via a replay link sent to your email. You can cancel your subscription at any time by following the instructions here.
GOVERNING LAW
BINDING ARBITRATION
INJUNCTIVE OR OTHER EQUITABLE RELIEF
CLASS ACTION WAIVER
ENTIRE AGREEMENT
TERMINATION OF AGREEMENT
SEVERABILITY
MISCELLANEOUS
HOW TO CONTACT US
If you have any questions, please contact us using the information below. By email: [email protected]
Disclaimer
Last Updated on 29-January-2024
GENERAL DISCLAIMER
NOT PROFESSIONAL ADVICE
YOUR RESPONSIBILITY
EARNINGS DISCLAIMER
THIRD PARTY LINKS
TESTIMONIALS DISCLAIMER
AFFILIATE DISCLAIMER
AMAZON AFFILIATE DISCLAIMER
FAIR USE DISCLAIMER
CHANGES TO THE DISCLAIMER
HOW TO CONTACT US
If you have any questions about these Terms & Conditions, please contact us using the information below. By email: [email protected]