Investment
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Do You Need a Financial Planner? 

Investing and planning for retirement has changed a lot — mostly for the better.  Instead of paying fees and expense ratios, you can now invest

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Common Investing Mistakes to Avoid

Most people know that investing in the stock market is the key to building wealth. But, like with any other skill, there's a right way

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What Is Fractional Trading?

Buying stocks can be expensive. One share of Apple, for example, is over $200 as of this writing. A share of Microsoft is over $400.

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Mortgage
Young woman sits relaxed on her sofa in the living room of her new apartment.

How To Buy a Home With No Down Payment

Buying a home may seem out of reach for many aspiring homeowners. According to the Case-Shiller National Home Price Index, the average home price has

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How To Save for a Down Payment

Congratulations! You’ve just decided you’re ready to buy a house! This is a big deal — AND a big purchase.  After determining you’re financially ready,

Young Black couple sit at a desk talking with a female real estate agent.

What Is a Home Equity Loan?

Sometimes, you need a large amount of money.  Maybe it’s to pay for something like a wedding or school, or maybe it’s to pay off

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Student Debt
Father helping son move into college

Parent PLUS Loans: What to Know

Every parent dreams of providing a better life for their child. And for most parents, that means setting their child up for success financially, like

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Guide to Private Student Loans

Let’s face it — college is not exactly cheap. For some people, the price tag alone is the biggest obstacle when it comes to obtaining

Teenager using laptop and filling out a form.

What Is the FAFSA and How Does It Work?

Whether you’re a student applying to college or a parent helping your child pay for college, you’ve probably heard that you should complete the FAFSA.

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Savings
A stressed man on the phone and holding a metal bucket while water drips from the ceiling.

4 Steps to Build an Emergency Fund

One of the greatest feelings is safety — including feeling safe in your current financial situation. An emergency fund is your financial security blanket. It

Female college student with pink hair, wearing headphones and writing notes while watching a webinar on her laptop.

What Is a 529 Plan?

Being a parent is a fulfilling experience. But it’s also an expensive one. As a parent, the thought of paying for your child’s college education

Happy mature woman sitting at home in the garden and using laptop.

What Is a Certificate of Deposit?

One of the best options for locking in a high interest rate — while also reducing the temptation to tap into your savings! — is to

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Budgeting
A young male/female couple drinking coffee and eating cake in a cafe.

How To Date on a Budget

Thanks to inflation, going out on a date has gotten a lot more expensive. According to a survey by LendingTree, 65% of singles say inflation

Young woman choosing bread while buying groceries in supermarket.

8 Ways To Save Money on Groceries

There’s a good chance your weekly trip to the grocery store is feeling more expensive than ever — food prices have increased 28% in the last

Two female friends enjoying the Christmas spirit by giving each other presents in a beautifully decorated city street.

How To Budget for the Holidays

If the economy has you rethinking how much you’re going to spend on gift-giving this year, you’re not alone. According to a Bankrate survey, more

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Retirement
Portrait of a happy senior Asian woman resting in her living room, sitting on the sofa.

Should You Buy Annuities?

When most people think about saving for retirement, they think about their employer-sponsored 401(k). While this is one of the best ways to build a

Smiling young Black woman sitting with laptop.

How To Open Your Employee 401(k) Account

You’ve finally landed your first (or next) job — congratulations!  Onboarding with your new employer is going to entail a lot of administrative work, for health

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Insurance
Young mother working on laptop beside her daughter playing on tablet at home.

When Should I Make a Will?

When you think of a will, you probably think of a wealthy person who wants to protect their assets or an elderly relative who’s nearing

Female doctor consulting with young woman patient, showing her results on a tablet.

Why Was I Denied Life Insurance?

Life insurance companies are typically for-profit. They make money via your premiums, with the expectation that the payout won’t occur until after enough premiums have

Portrait of a happy senior Asian woman resting in her living room, sitting on the sofa.

Should You Buy Annuities?

When most people think about saving for retirement, they think about their employer-sponsored 401(k). While this is one of the best ways to build a

Young woman standing among boxes and happily looking around her new apartment.

Do I Need Renters Insurance?

When you rent a home or apartment from someone else, your landlord is typically responsible for the upkeep and maintenance of the property. This can

Best Renters Insurance in December 2024

Erika's Picks for Best Renters Insurance Best for budgeters: State Farm Best for college students: Lemonade Best for military: USAA Best for retirees: Allstate Best

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Debt
Young woman looking stressed while working on laptop at home.

What Happens If I Don’t Pay My Debt?

No one wants to fall behind on their bill payments, but sometimes financial hardships make it unavoidable.  Whether you're dealing with credit cards, personal loans,

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Banking
Side Hustle
Erika Kullberg sitting on a couch, holding up a book and talking to a camera set up on a tripod.

How To Make Money on YouTube

One of the most-asked questions I get is how I grew my YouTube channel from zero to 1,000 subscribers in three months.  This milestone was

Happy casual businesswoman in a boardroom with sticky notes on the window.

How To Create a Budget as a Freelancer

Freelancing is an increasingly popular way to earn a living. According to Upwork, 38% of workers are engaged in freelance work.  While freelancing can be

Successful business team high-fiving each other in a coffee shop, celebrating a job well done.

3 Tips for Starting a Business

For many people, being your own boss is a dream. But entrepreneurship has its challenges, including the beginning stages of getting your business off the

Woman opening curtains and looking out at the morning sunrise, backlit.

3 Steps To Become a Millionaire

Ever dream of becoming a millionaire but feel like it's impossible? Rachel Rodgers wants you to know it's within your reach. As the CEO of

A stressed-looking woman crouches down in front of her oven to pull out a cake.

Is a Side Hustle Worth It?

We’ve all heard the stories of full-time employees quitting their careers because their side gig took off and made them flush with cash.  A 2022

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Credit card
Woman in a blouse, sunglasses and a straw hat uses a smartphone on a background of a house with blue shutters.

How To Use the Wells Fargo Travel Portal

If you have Wells Fargo’s Autograph or Autograph Journey credit cards, you can redeem your rewards for flights, hotels, and other travel experiences within the

Multi-ethnic friends paying with credit card while sitting at an outdoor cafe

Your Complete Guide to Wells Fargo Rewards

Wells Fargo Rewards has had a recent glow-up, adding buzzworthy travel credit cards and a handful of transfer partners to its in-house rewards program.  Although

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Category
Recent articles
Erika Kullberg sitting on a couch, holding up a book and talking to a camera set up on a tripod.

How To Make Money on YouTube

Healthy senior woman smiling while holding some green juice in her kitchen.

Life Insurance vs. 401(k): Which Is Better for Retirement?

Smiling female standing with laptop and note pads on modern building background.

Can You Pay Off Student Loans With a Line of Credit?

Young woman using laptop and talking on smartphone in her new home, surrounded by boxes.

5 Types of Mortgage Loans and How To Choose the Best for You

Pensive Hispanic woman sitting at home, with her laptop and a credit card in her hand.

Paying Taxes With a Credit Card: When Does It Make Sense?

Young woman working on laptop from home, looking at printed graphs while eating an apple.

Do You Need a Financial Planner? 

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