What Hawaiian Airlines Owes You If They Damage Your Bag

  • Hawaiian is responsible for compensating you if they damage your luggage.
  • Report it to Hawaiian’s Baggage Service Office in the airport before you leave.
  • You must report damage within 4 hours of your flight’s arrival.

After a week soaking in the sun, you’re refreshed and ready to get back into the swing of your normal life. You’ve tapped into your inner peace, and nothing can shake you now. 

But when you grab your bag from the carousel, you immediately notice a crack in the side of your brand-new hardshell luggage. Inner peace? Out the window.

The good news is that Hawaiian Airlines will compensate you for damage to your checked bags. And I’ve read the fine print on what they owe you, so you don’t have to!

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What Is Hawaiian Airlines Responsible For?

If bags are mishandled and damaged, Hawaiian Airlines is required by the Department of Transportation (DOT) to cover the cost of repairs or reimbursement for the bag.

However, there’s a maximum liability limit, set at $4,700 per passenger

If Hawaiian Airlines mishandled your bag, damage will probably look like rips, tears, cracking on hardshell luggage, or broken wheels or straps. And while the airline might be resistant, they cannot exclude liability for wheels and straps, according to the DOT.

Keep in mind you have to be able to claim specific damages in order to receive any compensation — the airline is not responsible for normal wear and tear on luggage.

The airline also has to reimburse you for any damages to the contents inside your bag. For example, if you had a brand-new Patagonia raincoat in your bag and it got torn when they ripped your duffel bag, you can receive compensation for the coat.

And PS, if your bag wasn't damaged but merely delayed, Hawaiian may still owe you compensation!

How To Make a Damaged Baggage Claim with Hawaiian Airlines

The process for reporting a damaged bag to Hawaiian Airlines is very straightforward.

Within 4 hours of the flight's arrival, you need to head to Hawaiian’s Baggage Service Office (near baggage claim) to report the damage. 

However, the process to receive compensation isn’t as clear: The website says that after you file the initial report, you can follow up with the airline’s Central Baggage Service Office

In all likelihood, the agent who assists you with filing the initial damage report will tell you your next steps. They might examine the bag and cut you a check then and there, or have you file a claim online for the central office to look at.

Whatever the next steps actually are, it’s important to connect with an agent from the airline who can tell you exactly what to do next to receive your compensation. 

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How To Prevent Damage to Checked Bags

While airlines are legally obligated to compensate you for any damages to your bags, it’s better for it not to happen at all. Plus, no dollar amount can replace your favorite college hoodie if it gets ripped up.

Here are some tips to prevent your bag from getting damaged in the first place:

  1. Don’t overpack. Stress on zippers and seams makes them more likely to break in transit. 
  2. Don’t check an open bag. Maybe this is a no-brainer, but if your bag doesn’t close all the way, it’s not secure. Items inside will have a much higher likelihood of getting pulled, ripped, or otherwise damaged if your bag is partially open.
  3. Secure any loose straps. If your bag has straps or catches on the outside, take them off, tuck them in, or otherwise secure them before dropping it off. Straps can catch in the conveyor belt.
  4. Pack heavy items near the bottom. When you pack heavier things closer to the bottom of the bag, you’ll keep the center of gravity manageable for those who handle your bag, decreasing the likelihood of damage.
  5. Keep valuables in your carry-on. You’ll have more control over the safety of your laptop, briefcase, or other valuable items if you carry them with you on the plane.
  6. Don’t travel with worn-out bags. If your bag is already tearing at the seams, you won’t have much of a leg to stand on if the bag falls apart on your next trip. 
  7. Consider a PVC luggage protector. There are TSA-approved luggage sleeves that are tough and durable for air travel. If you really want to keep your luggage pristine, you might want to invest in one.

My rule of thumb is to always snap a picture of my bag before I drop it off. If I get it back and there’s a new crack, I have evidence to prove the damage to the airline.

The DOT has since increased this amount to $4,700!

Insurance Coverage for Damaged Bags

If you have travel insurance, your policy may cover damage to your bags beyond what the airline will cover. 

For example, Allianz Travel Insurance covers up to $2,000 per insured traveler for lost/damaged baggage, and World Nomads, which specializes in adventure travel (and equipment), covers up to $3,000.

Your credit card might also protect you. For example, both the Chase Sapphire Preferred® Card and the more premium Chase Sapphire Reserve® will reimburse you up to $3,000 for repairing or replacing baggage that was lost or damaged by the airline.

Chase Sapphire Preferred® Card

Rewards Rate
  • 5x on travel purchased through Chase Travel℠
  • 3x on dining, select streaming services and online groceries
  • 2x on all other travel purchases
  • 1x on all other purchases
Welcome Offer

Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening

Annual Fee

$95

. . .

Chase Sapphire Reserve®

Rewards Rate
  • 10x points on hotel stays and car rentals through Chase Travel℠
  • 10x points on dining purchases through Chase Ultimate Rewards®
  • 5x points on flights booked through Chase Travel℠ (after the first $300 is spent on travel purchases annually)
  • 3x points on restaurants and travel
  • 1x points on everything else
Welcome Offer

Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening

Annual Fee

$550

. . .

TL;DR: Claiming Hawaiian Airlines Damaged Bag Compensation

If you notice damage to your bag, you have to report it to Hawaiian Airlines within 4 hours of your flight’s arrival. So don’t leave the airport without giving your bag a quick check! 

After reporting the damage to an agent, follow their instructions for getting compensation.

Remember: If they damage your bag, they need to pay for it!

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Learn With Erika

. . .

author avatar
Erika Kullberg
Erika Kullberg is a lawyer and founder of erika.com. The most-followed personal finance expert in the world, Erika uses her expertise to help you meet your financial and travel goals by knowing the fine print so you can use it to your advantage.


Disclosure: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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I'm an award-winning lawyer and personal finance expert featured in Inc. Magazine, CNBC, the Today Show, Business Insider and more. My mission is to make personal finance accessible for everyone. As the largest financial influencer in the world, I'm connected to a community of over 20 million followers across TikTok, Instagram, YouTube, Facebook and Twitter. I'm also the host of the podcast Erika Taught Me. You might recognize me from my viral tagline, "I read the fine print so you don't have to!"

I'm a graduate of Georgetown Law, where I founded the Georgetown Law Entrepreneurship Club, and the University of Notre Dame. I discovered my passion for personal finance after realizing I was drowning in over $200,000 of student debt and needed to take action-ultimately paying off my student loans in under 2 years. I then spent years as a corporate lawyer representing Fortune 500 companies, but I quit because I realized I wanted to have an impact; I wanted to help real people and teach them that you can create a financial future for yourself.

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Advertiser Disclosure

Our aim is to help you make financial decisions with confidence through our objective article content and reviews. Erika.com is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Advertiser Disclosure

Our aim is to help you make financial decisions with confidence through our objective article content and reviews. Erika.com is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.