Delta SkyMiles® Blue American Express Card Review: Travel Rewards with No Annual Fee

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With the Delta SkyMiles® Blue American Express Card, you can earn rewards when you book Delta flights and on everyday purchases without paying an annual fee. This means that as long as you pay off your balance in full each month, you can enjoy all the benefits of this card free of charge. 

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Overview of the Delta SkyMiles Blue American Express Card

If you travel frequently and want to earn miles by booking flights with Delta — but don’t want to pay a pricey annual fee — you may find the Delta SkyMiles® Blue American Express Card checks off all your credit card requirements.

Not only is there no annual fee, but you also don’t have to pay any foreign transaction fees on purchases you make while traveling internationally. 

With this card, you can earn miles on Delta purchases and receive 20% back (in the form of a statement credit) on in-flight purchases of food and beverages. Once you earn enough miles, you can take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.

The Delta SkyMiles Blue lacks some of the flashier perks that other airline rewards cards offer, like free lounge access, priority boarding, and free checked bags. However, many credit cards that come with perks like that also tend to come with expensive annual fees — so you may not mind skipping some of those extras to save hundreds of dollars a year.

LEARN MORE: Delta SkyMiles® Blue American Express Card

Redeeming Rewards

You have a handful of options available to you when it comes to how you redeem the rewards earned with the Delta SkyMiles Blue American Express Card, but your rewards stretch furthest with Delta bookings.

When you redeem 5,000 miles with the Pay with Miles feature on flight bookings, you can take up to $50 off the cost of your flight.

You can also redeem rewards for things like gift cards, magazine subscriptions, seat upgrades, and a Delta Sky Club membership. 

Delta SkyMiles Blue American Express Card Benefits

The Delta SkyMiles® Blue American Express Card doesn’t offer the most exciting suite of benefits — the credit cards with the best perks tend to also come with annual fees — but you do have some solid perks available to you:

• No foreign transaction fees
• 20% back on in-flight food and beverage purchases (as a statement credit)
• 24/7 access to the Global Assist® Hotline when you travel more than 100 miles from home*
• Free ShopRunner membership which gives you free two-day shipping and free return shipping on eligible items at 100+ online stores (enrollment required)
• Exclusive access to ticket presales and card member-only events with American Express® Experiences 
• Purchase protection for accidental damage and theft*
• Extended warranty protection*

Who Should Get the Delta SkyMiles® Blue American Express Card?

Applying for the Delta SkyMiles® Blue American Express Card only makes sense if you fly Delta often. For example, if you fly the same route for business once a month and know that you can book with Delta for that flight, you will start to rack up a lot of miles just from your normal spending habits.

Take a look at the flight options for your local airports. If Delta flies in and out of your preferred airport often to a variety of destinations, you may be able to be loyal to this airline and save on future flights.

Who Shouldn’t Get the Delta SkyMiles® Blue American Express Card?

There are plenty of no-annual-fee credit cards on the market that better reward everyday spending, so if you don’t book flights with Delta regularly, then you won’t get much use out of this credit card.

If you tend to book the cheapest flight available and not play favorites with a particular airline, you will want to look for a general travel credit card that allows you to earn miles and redeem them with a variety of airlines. 

Alternatives to Delta SkyMiles® Blue American Express Card

Delta SkyMiles® Reserve American Express Card

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If the idea of earning Delta miles appeals to you, you can take things up a notch with the Delta SkyMiles® Reserve American Express Card. You will have to pay a steep annual fee but will gain access to much more lucrative benefits than you would with the Delta SkyMiles Blue. 

With the Delta SkyMiles Reserve American Express Card, you can get free access to the Delta Sky Club (must be flying same day with Delta and there is a max of 10 visits per year, starting February of 2025, that increases to 15). Lounge access can make long travel days a lot more enjoyable, so if you are a frequent flier, you might really value this perk.

You will also enjoy a fee credit for a Global Entry or TSA PreCheck application**, a companion ticket for a domestic round-trip flight each year (taxes and fees apply) when you renew your card, and 15% off when using miles to book travel on Delta flights through delta.com. 

LEARN MORE: Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Gold American Express

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If you want better Delta rewards than the SkyMiles Blue can offer but also don’t want to pay a sky-high annual fee, the Delta SkyMiles® Gold American Express is worth considering.

With this card, you can check your first bag for free and enjoy priority boarding on Delta flights, plus 20% savings on in-flight purchases.

You also have the opportunity to earn a $200 flight credit for future travel when you spend $10,000 or more in a calendar year.  

LEARN MORE: Delta SkyMiles® Gold American Express

Amex EveryDay® Credit Card

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Even if you like Delta, it may not be possible to book every trip with this airline. If you want more flexibility from your credit card, the Amex EveryDay® Credit Card may be more suitable.

This credit card isn’t exclusively affiliated with Delta, but it does allow you to earn points you can transfer to your Delta account. Like the Delta SkyMiles Blue, you don’t have to pay an annual fee. 

A unique feature of this card is that when you use it to make 20 or more purchases in a billing period, you will earn 20% extra points on those purchases. 

All information about the Amex EveryDay® Credit Card has been collected independently by Erika.com. The card details on this page have not been reviewed or provided by the card issuer.

The Bottom Line

The Delta SkyMiles® Blue American Express Card is, not surprisingly, best suited to loyal Delta customers. You'll earn the most miles and get the best redemption value when you make Delta purchases — so if you tend to book with a variety of airlines, you may want to shop around.

That said, there's no annual fee, so it's an affordable card to keep in your wallet for when you do book Delta.

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* Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

** Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.

Disclosure: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.