Did Spirit Airlines Lose Your Bag? Here’s What to Do

  • Spirit Airlines shut down operations on May 2, 2026.
  • All customer service requests are being handled by Epiq at [email protected].
  • Your travel insurance or credit card may reimburse you for lost luggage.

Spirit Airlines shut down all operations on May 2, 2026. Customer service is no longer available, and baggage offices at airports are closed — leaving stranded passengers wondering how they're going to get their belongings.

If Spirit has your luggage, here's what you can do about it.

Your Rights If Spirit Airlines Has Lost Your Checked Bag

Normally, when airlines lose or delay your bag, they're liable for finding it and covering some of your costs in the meantime, according to U.S. Department of Transportation (DOT) regulations. But unfortunately, when an airline goes bankrupt, the usual rules no longer apply.

In the case of Spirit, passengers have reported arriving at airports to find Spirit's counters empty and offices physically locked, with no staff available and phone lines that go straight to a full voicemail. Some people haven't been able to rebook new flights because they're waiting for their bags to appear.

Spirit's normal claims process is dead, but you do have options.

1. Check Spirit's restructuring site

Spirit is directing all inquiries to spiritrestructuring.com. There, you can check the status of existing claims for lost baggage or lost and found items.

But given that Spirit no longer has a customer service team, it's unclear how this portal is being monitored for new claims. The fact that the link is still live despite everything else being taken down implies that it's still a working system, but to be sure, you'll probably want to go to step no. 2.

2. Contact Spirit's claims agent, Epiq

Spirit's claims agent, Epiq, is now handling customer inquiries in place of Spirit's customer service team. You can reach them at:

  • Phone (U.S. and Canada): 855-952-6606
  • Phone (International): 971-715-2831
  • Email: [email protected]

3. Dispute the charge with your credit card

If you paid for your checked bag fee with a credit card, you can request a chargeback from your card issuer for services not rendered. Call the number on the back of your card and reference the Spirit Airlines shutdown on May 2, 2026.

Debit cards connected to Visa or Mastercard networks may also allow disputes — call your bank to ask about your options.

4. File a claim through your travel insurance

If you have a travel insurance policy or a credit card with built-in travel protections, this may be your best option. Many travel insurance policies won’t cover flight cancellations caused by bankruptcy, but lost/stolen baggage shouldn’t fall under this exclusion.

Cards like the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® offer up to $3,000 per passenger for lost luggage. Check your card benefits to see what you’re entitled to.

Chase Sapphire Preferred® Card

Rewards Rate
  • 5x on travel purchased through Chase Travel℠
  • 3x on dining, select streaming services and online groceries
  • 2x on all other travel purchases
  • 1x on all other purchases
Welcome Offer

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Annual Fee

$95

Chase Sapphire Reserve®

Rewards Rate
  • 8x points on all purchases through Chase Travel℠, including The Edit℠
  • 4x points on flights and hotels booked direct
  • 3x points on dining worldwide
  • 1x points on all other purchases
(Points are not earned until after the first $300 is spent annually on purchases in the travel category, which goes towards the $300 Annual Travel Credit.)
Welcome Offer

Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

Annual Fee

$795

Tips for When Your Bags Get Lost or Delayed

Frankly, there isn't much you can do to stop your bags from getting delayed or to speed up the retrieval of a missing bag. But there are some steps you can take ahead of time to make your life easier if it does happen.

Pack essentials in your carry-on

To be a proactive traveler, always pack these in your carry-on:

  • One change of clothes
  • Essential toiletries
  • Valuable items and documents
  • Any medication you need
  • Phone and laptop chargers

Having these items handy will ease the inconvenience when your bag is delayed. It doesn't fix the problem, but when a lot of your stuff is in limbo, it helps to have the basics with you.

Use tracking apps

You can drop an AirTag or similar tracking device into your checked bag to track it yourself. I do this every time I travel, so I know exactly where my bag is at all times!

FAQs

My bag was delayed before Spirit shut down and I never got it back. Is it considered lost now?

Almost certainly yes. With Spirit's operations fully ceased and no staff processing delayed bags, any bag that hadn't been returned to you by May 2 should be treated as lost for claims purposes. Document the original delay report and contact [email protected].

Can I sue Spirit for my lost luggage or canceled flight?

In theory, yes, but in practice, it's not worth pursuing as a first step. Once a company files for bankruptcy, an automatic stay goes into effect that blocks most individual lawsuits against it. Your claim would need to go through the bankruptcy court process. Save the legal route as a last resort if your claim is denied or ignored.

My bag has an AirTag in it, and I can see it's still at the airport. Who should I contact?

Contact the airport's lost and found or baggage services department. Airport staff may be able to access bags stuck in locked Spirit offices. Call the airport's main number and ask specifically about unclaimed baggage from Spirit. Having your AirTag location data and your original baggage claim ticket will help make your case.

TL;DR: Your Rights If Spirit Lost Your Bags

The situation with Spirit is still developing, and there's no clear timeline on when you'll be able to recover your stranded bags.

In the meantime, document everything you can — your baggage claim ticket, boarding pass, any confirmation emails from Spirit, and receipts for essentials you've had to purchase. This documentation will help if you decide to file an insurance claim.

I know how stressed you must be about your canceled flight and lost luggage, but know that you do have rights! My fingers are crossed for you!

Erika Photo

Learn With Erika


Disclosure: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Latest Articles
Smiling Black father walking with children along waiting hall in airport.

These Airlines Will Sit You Next to Your Child for Free

Woman relaxing in a hammock, reading a book and holding her dog

How Paying an Extra $10 a Day Could Save You Thousands on Your Mortgage

The back of a woman standing with her suitcase in a busy airport

5 Things You Should Always Do Before an International Flight

Two tourists looking at leather products in a shopping stall.

Why You Should Always Pay in Local Currency When Using Your Card Abroad

Overhead shot of a busy crowd of people in the airport.

9 Holiday Travel Mistakes (And How to Avoid Them)

Related Articles

Compare To Other Cards

Best Offers From Our partners

Reward rate

Welcome bonus

Annual fee

Regular APR

Recommended credit

Author picture

I'm an award-winning lawyer and personal finance expert featured in Inc. Magazine, CNBC, the Today Show, Business Insider and more. My mission is to make personal finance accessible for everyone. As the largest financial influencer in the world, I'm connected to a community of over 20 million followers across TikTok, Instagram, YouTube, Facebook and Twitter. I'm also the host of the podcast Erika Taught Me. You might recognize me from my viral tagline, "I read the fine print so you don't have to!"

I'm a graduate of Georgetown Law, where I founded the Georgetown Law Entrepreneurship Club, and the University of Notre Dame. I discovered my passion for personal finance after realizing I was drowning in over $200,000 of student debt and needed to take action-ultimately paying off my student loans in under 2 years. I then spent years as a corporate lawyer representing Fortune 500 companies, but I quit because I realized I wanted to have an impact; I wanted to help real people and teach them that you can create a financial future for yourself.

Advertiser Disclosure

Our aim is to help you make financial decisions with confidence through our objective article content and reviews. This site is part of an affiliate sales network and may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This relationship may impact how and where links appear on this site.  This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Advertiser Disclosure

Our aim is to help you make financial decisions with confidence through our objective article content and reviews. Erika.com is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Advertiser Disclosure

Our aim is to help you make financial decisions with confidence through our objective article content and reviews. Erika.com is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.