Credit Cards

Young woman looking stressed while working on laptop at home.

What Happens If I Don’t Pay My Debt?

No one wants to fall behind on their bill payments, but sometimes financial hardships make it unavoidable.  Whether you’re dealing with credit cards, personal loans,

Young Asian woman having breakfast in a cafe and paying by credit card.

Are Credit Cards Bad to Have and Use?

Many of us have heard people talk about the dangers of credit cards, saying cards are too risky and they’d never use one. Personally, I’ve

Advertiser Disclosure

Our aim is to help you make financial decisions with confidence through our objective article content and reviews. Erika.com is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.