Nearly every transaction in life involves a contract, whether it's flying or even buying a pair of shoes.

Personal finance expert Erika Kullberg, who reads the fine print so you don't have to, offers up several tips for the DBL Nation, including how to ask for compensation for lost luggage and delayed flights, finding errors in medical bills, and even getting free coffee at Starbucks.

Advertiser Disclosure

Our aim is to help you make financial decisions with confidence through our objective article content and reviews. Erika.com is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.