Credit Cards

Smiling woman paying in a restaurant with credit card.

How To Get a Credit Card

There are a lot of credit card options out there. And while the sheer volume of choices (and card terminology like APR, FICO, and utilization

when should you get a credit card

When Should You Get a Credit Card?

Knowing when to open a credit card and how to use it responsibly will prepare you to take advantage of the many perks that credit

how to do a balance transfer

How to Do a Balance Transfer the Smart Way

We all want an shorter, easier financial to-do list, and the right balance transfer promotion can help you achieve this by consolidating multiple balances into

APR on a credit card

How Does APR Work on a Credit Card?

Your credit card APR may not be as straightforward as it seems. To fully understand your credit card’s interest rates, you have to know that

how to choose a credit card

How to Choose a Credit Card

Credit cards can be valuable tools when you align them to your spending habits and financial goals. However, with the multitude of options available, selecting

how credit cards work

How Do Credit Cards Work?

Credit cards offer a “line of credit” that allows you to use a card to make purchases online and in person.  When you use credit

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Our aim is to help you make financial decisions with confidence through our objective article content and reviews. Erika.com is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.