Credit Cards

What Is an Authorized Credit User?

One of the easiest ways to build credit history is by using a credit card. If you’re too young or are trying to repair your

What Is a Balance Transfer Fee?

It’s never fun to deal with, but debt happens. One of the reasons that debt can be so difficult to tackle is that it often

What Is APR and Why Does It Matter? 

The annual percentage rate (APR) is a crucial term to know because it directly impacts how much you’ll pay when borrowing money. It’s something you’ll

How To Build Credit From Scratch

One of the most important things you can do for your finances is build a good credit history. Having good credit can help you get

What Is a Good Credit Score?

Good credit scores can open doors, helping you to qualify for affordable rates on new loans, get approval for an apartment rental, and be able

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